Archive for August, 2011

Free Entertainment For Familes

Tweet   People have recently been asking how I keep my monthly entertainment expenses so low especially with 2 small kids (last month was only $12). The truth is, keeping expenses low is not hard if you have a strategy. In my case, I have a lot of fun and so do my kids – [...]

Investing For Young People… BNL Style

Tweet This morning I read a post at Brip Blap about investing for young people.  I always enjoy Steve’s articles (including this one) and I found this post a good muse for my own recommendation on how to start off your investing life after college.   Buying a Home Unlike BripBlap, I do not consider [...]

Lending Club Investment Strategy

Tweet About 2 months ago, I decided to begin investing at LendingClub.com, a peer-to-peer lending platform.  Peer to peer lending is a method where investors like you and me can provide micro loans (as small as $25) that get pooled together for someone that needs the loan. These people pay interest rates ranging from 6% [...]

To Have Or To Be

Tweet The trend in “Lifestyle Design” these days is all about minimalism, but I’m afraid they’re missing the point.  Their focus is on reducing things through clever tactics, but this is only good in the short-term. The fundamental flaw with this strategy long-term is that it assumes the opposite of “having” is “not having.”  Physically, [...]

Popular Search Q&A

Tweet I enjoy looking at the search terms people used when stumbling on to my site.  Most make sense, others are just funny.  I thought it would be fun to directly answer some of the recent questions that were asked, which Google decided to send to me. How do I retire by 35? Assuming you [...]

Investing In Stocks When Fear Is High

Tweet I don’t believe in timing the market. There is plenty of data to prove that people who try to time the market almost never beat the average. It’s a fools game of speculation, and worse, it’s speculation of the mob mentality. I can do all the fundamental valuation of a stock, but I can’t [...]

Retire by 35: July Results

Tweet July has been a roller coaster ride in many ways, especially with my ERE goals. As the month wrapped up, however, it was by far the most successful month I’ve ever had (despite losing a bunch of capital in the stock market). In June I made a ton of life changes, including changing jobs, [...]

Family, Children and Consumerism

Tweet My in-laws are in town this week. They have always been pleasant with me, and have treated me with respect despite not really understanding me. They are the epitome of Consumerism and Comfort. If you know anything about me, you know that I am not. Every time they come, they buy unnecessary presents for [...]